Farm Insurance
Farm Insurance
We are farm insurance experts who will make sure your farm operations stay protected. We have custom-fit policies for whatever Mother Nature has in store.
What’s covered?
Your policy typically protects farm homes, outbuildings, machinery, equipment, livestock and farm liability; all the coverage the average farm operations require. Then we will discuss optional coverages you can tailor fit to meet your exact needs. That means you only pay for the protection you need, and nothing you don’t.
If you are an experienced farmer or new to farming we can help
If you are uncertain about what your policy currently covers, if you have altered your farming processes from when you first got your policy or if you’re concerned about increasing weather risks, give us a call.
We have custom-fit for all types of farming, including:
- Traditional production farms
- Extra protection for expanding farms with commercial exposure
- Smaller farms and rural acreage
- Customization that fits the specific needs of your operation (see coverage options below)
Standard policies may include:
- Rental reimbursement on farm machinery and equipment while you wait for yours to be repaired
- Equipment breakdown for fixed equipment in outbuildings
- GPS equipment in case of loss by special causes
- Foreign object damage to combines
- Damage during towing and hitching
- Fire extinguisher recharge
Customization for your farm policy may also include:
- Farmers’ Accident Coverage - financial assistance available if you are hurt while working
- Livestock Mortality - extended perils
- Coverage for valuable animals - accidental death due to illness or disease
- Disruption of farming operations - in case of extra expenses and loss of income caused by a covered loss to a building or piece of equipment.
- Farm machinery and equipment replacement coverage - for equipment up to five years old.
- Peak season coverage - endorsement for harvest times, or when you have greater than average quantities of product in storage on your property.
Your operation is more than a business, it’s a legacy, a livelihood and your personal version of "living the dream". Let us help you protect the things you care about most.