Boat & Watercraft Insurance

Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be. But owning a boat can increase liability risks (even when you’re on dry land.)

Let’s make sure your “financial boat” doesn't sink should you hit any unforeseen crosswinds or rough water.

… Maybe, if it’s just parked out in your driveway.

The fact is homeowner’s policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect. If you don't carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.

The most important thing we cover are the things that are important to you. Typical coverages should include:

• Personal liability
• Boat
• Motor
• Trailer
• Medical and physical damage perils

And we provide insurance for the following types of boats and personal watercraft:

• Runabout
• Mini Jet Boat
• Sailboat
• Pontoon
• House Boat
• Cabin Cruiser
• Other Fishing Boat
• Bass Boat
• Many others, let’s talk

We also work with carriers who provide multiple boat insurance discounts, which reduces the cost but gives you the exact same high-quality coverage. You may be able to save if you ...

• Own your home
• Have idle assisted steering installed
• Insure multiple vessels
• Bundle other kinds of insurance
• Are the original owner
• Paid your policy in full each year
• Have a clean automobile driving record
• Have a safety course certification

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.

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